Rejected by banks? We turn No into Yes
We leverage insider experience to package your application perfectly, so you get accepted quicker, safer, and without frustration.
Why Choose Banktopus
We make opening business bank accounts simple, even for high-risk industries.
Insider Advantage
After observing 100s of businesses onboarded at fintechs – we do it for you.
Multiple Accounts
Open accounts with multiple providers – because your business deserves a Plan B.
Your Data is Sacred
Zero cold-calls. Zero reselling. GDPR-level privacy guaranteed.
How It Works
Our streamlined process gets you a business bank account with minimal hassle.
Submit your docs once
Securely upload company documents. Pay a simple $120 review fee upfront.
We expertly package your application
With fintech onboarding expertise, we carefully match you to banks that actually accept your business type.
Complete identity verification
Each provider requires this by law. We're here to guide you through it.
Pay the success fee from your new account(s)
Transparent success fee based on complexity, clearly communicated upfront.
Transparent Pricing
Simple, clear pricing with no hidden fees.
Upfront fee – $120
This covers our initial analysis of your documents, compliance checks, and preparing your application.
One-time Success Fee
Once your account is opened, a fee is due based on your business risk level:
| Risk Level | Success Fee |
|---|---|
| Medium-risk companies | $180 |
| High-risk companies | $680 |
| Ultra-high-risk companies | $1880 |
Transparency Promise:
- 100% Refund Guarantee: If we determine upfront that no bank will accept your application, you get your full processing fee back immediately.
- No-Win, No-Fee: If banks/fintechs reject your application, you don't owe us a success fee. Period.
Who is this for?
- Legitimate businesses rejected by traditional banks (due to citizenship, high-risk industries, or complex ownership structures).
- Business owners new to the UAE who are unfamiliar with suitable banking providers for their needs.
Who's this NOT for?
- Freelancers and solopreneurs with straightforward banking needs. (We recommend Wio Bank for easier self-service options.)
- Bad actors attempting Money Laundering or Fraud. (My partners will find out anyway, so let's save everyone time here).
A word from the founder
"Tired of endless back-and-forth emails, surprise rejections, and weeks lost in paperwork? I've been on the other side, improving onboarding of business accounts at a top fintech — I'll make sure your onboarding is as quick, clear, and painless as possible."
- Dmitrii V., Banktopus founder
Connect on LinkedInOur Trusted Banking & Fintech Partners
Prefer applying yourself directly? We encourage it. Click under each provider — we're confident you'll still find value in our concierge service.
Frequently Asked Questions
Find answers to common questions about our service.
Ready to open your business account?
Start your application today and get your business banking sorted with expert help.